"The greatness of a community is most accurately measured by the compassionate actions of its members." – Coretta Scott King. The quote inspired e-CATS to continue assisting small businesses that have been hard hit by the economic downturn. 25 families were given a small loan with a three-month grace period to repay it, after which they can come back and borrow more money to help their businesses grow. A promising idea adopted by e-CATS to try to establish a revolving fund where families and groups can easily access money through social guarantee group lending with a very low interest rate and a longer grace period for repayment.